Dynamic PACS : A specialized solution for Cooperative Banks and PACS to manage agricultural loans, credit distribution, and member accounts efficiently. It streamlines loan processing, subsidy management, and financial reporting for rural banking institutions.
Dynamic Microfinance : A digital microfinance management system that simplifies lending processes for small businesses and self-help groups. It enables quick loan disbursements, repayment tracking, and interest calculations, ensuring financial inclusion at the grassroots level.
AePS (Aadhar Enabled Payment System) : A secure payment system that allows customers to perform banking transactions using Aadhaar authentication. It supports cash withdrawals, balance inquiries, and fund transfers through biometric verification at banking agents or business correspondents.
CIBIL Interface : A seamless integration with CIBIL (Credit Information Bureau India Limited) that allows financial institutions to fetch credit scores and reports instantly. It helps banks assess the creditworthiness of individuals and businesses before granting loans.
CIBIL Credit Report : A detailed credit report service that provides insights into a customer’s credit history, outstanding loans, and repayment behavior. This enables banks to make informed lending decisions and mitigate financial risks.
LOS (Loan Origination System) : An automated loan processing system that manages the entire lifecycle of a loan – from application and verification to approval and disbursement. It reduces paperwork, enhances efficiency, and ensures compliance with regulatory guidelines.