By providing Us Your Information or by making use of any VISUAL INFOSYSTEMS PRIVATE LIMITED finance app (like Vsmarthub, DailyCollection,B2C,Agent App ,Chairman app, etc) Services provided by the VISUAL INFOSYSTEMS PRIVATE LIMITED app platforms, You hereby consent to the collection, storage, processing, disclosure and/or transfer of any or all of Your Personal Information (as defined below), Sensitive Personal Information (as defined below) and Non- Personal Information (as defined below) by VISUAL INFOSYSTEMS PRIVATE LIMITED App Entities, as specified under this Privacy Policy.
Our primary goal in doing so is to provide you a safe, efficient, smooth and customized experience. This allows us to provide services and features that most likely meet your needs, and to customize our Website/Application to make your experience safer and easier. More importantly, while doing so we collect personal information from you that we consider necessary for achieving this purpose.

Data Security
Any information that relates to You, which, either directly or indirectly, in combination with other information available is capable of identifying You as a person. Your personal information shall include but not limited to the following :
1) Your name, parent name, address, telephone number, e-mail address, OTP messages, Adhar card number, Pan Card number related to VISUAL INFOSYSTEMS PRIVATE LIMITED all app and other demographic
2) Your date of birth, gender and marital status.
3) Device ID: Your Approximate Location for security reason.
4)External Storage and Camera Access: In Some app access your External Storage and CAMERA by taking your permission to give facility of upload documents easily.
5) Collect your Personal Information like your CONTACT LIST which is relevant and absolutely necessary for providing the services requested by you and to continually improve the Vsmarthub Platform. This CONTACT List collect with your runtime permission.
6)Sharing Your Information : Our Apps get your Android device id for the security reason due to this your login credentials is not use by another android device without your permission
a) With Service Providers: We may share your information with third-party service providers who assist us in operating our Services.
b) For Legal Compliance: We may disclose your information if required by law or to protect our rights and safety.
c) In Case of Business Transfers: If we undergo a merger, acquisition, or asset sale, your information may be transferred as part of that transaction.

We have provided multiple levels of security to safeguard your App by Login/Logout option and Application UserPin feature that can be enabled by you. We have preventive controls implemented to ensure you use VISUAL INFOSYSTEMS PRIVATE LIMITED all App on your device and same login cannot be used on different device without any additional authentication/OTP. Please do not share your app login, password and OTP details with anybody.
Our Privacy Policy is subject to change at any time without notice and the same shall be updated and available on its website at www.visualinfosystems.com from time to time. Though every effort would be made to keep you informed of the changes, if any, to the policy, you are kindly advised to review the policy periodically. Any changes to the Policy will become effective upon posting of the revised Policy on the Internet, accessible through VISUAL INFOSYSTEMS PRIVATE LIMITED App Platform.
This Privacy Policy is applicable to all users of VISUAL INFOSYSTEMS PRIVATE LIMITED all Appplatforms, website user ,and product related to VISUAL INFOSYSTEMS PRIVATE LIMITED.

Children's Privacy
Our Services are not intended for children under the age of 13. We do not knowingly collect information from children. If we become aware that a child has provided personal information, we will take steps to delete it.

User Rights
a)Access and Update: You can access and update your personal information through the app’s settings or by contacting our support team.
b) Opt-Out: You may opt-out of receiving marketing communications by following the unsubscribe instructions provided.
c)Data Deletion: You can request the deletion of your personal data by contacting us. Some data may be retained for legal or operational reasons.

Third-Party Services:
When you are using third party services(NEFT,RTGS etc) of service providers on our Platform, Personal Information may be collected by respective service providers and such Personal Information shall be governed by their privacy policy. You may refer to their privacy policy and terms of service to understand how your Personal Information will be handled by such service providers.
Amendment of Privacy Policy:
Our Privacy Policy is subject to change at any time without notice and the same shall be updated from time to time. Though every effort would be made to keep you informed of the changes, if any, to the policy, you are kindly advised to review the policy periodically. Any changes to the Policy will become effective upon posting of the revised Policy on the Internet, accessible through our App Platform.
Policy Updates
We may update this Privacy Policy from time to time. Any changes will be posted in the app or on our website at www.visualinfosystems.com We encourage you to review the policy periodically. Changes will become effective upon posting.